US Market Archives - Home Find Guru https://www.homefindguru.com/category/us-market/ North Merro Atlanta Real Estate Sat, 25 Jul 2026 11:40:18 +0000 en-US hourly 1 https://wordpress.org/?v=7.0.4 https://www.homefindguru.com/wp-content/uploads/2018/09/cropped-Guru-Logo-Head-favion-32x32.png US Market Archives - Home Find Guru https://www.homefindguru.com/category/us-market/ 32 32 Buyer Demand Is Stronger Than Many Headlines Suggest https://www.homefindguru.com/2026/07/22/buyer-demand-is-stronger-than-many-headlines-suggest/ Wed, 22 Jul 2026 02:56:06 +0000 https://www.homefindguru.com/?p=16270 If you are considering selling your home, recent housing headlines may have you wondering whether buyers are still in the market. Higher mortgage rates, longer selling times, and reports of buyers delaying their plans can make the housing market appear nearly inactive. The reality is more encouraging. The market may be moving more slowly than […]

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If you are considering selling your home, recent housing headlines may have you wondering whether buyers are still in the market. Higher mortgage rates, longer selling times, and reports of buyers delaying their plans can make the housing market appear nearly inactive.

The reality is more encouraging.

The market may be moving more slowly than it did during the buying frenzy of a few years ago, but slower does not mean stopped. Buyers are still purchasing homes, and current pending-sales data shows that demand has remained surprisingly durable.

In fact, more single-family homes are going under contract now than during the same period in either of the previous two years. That is especially noteworthy because this is typically the point in the year when housing activity begins to ease.

For homeowners considering a sale, this is an important market signal.

Pending Sales Reveal What Buyers Are Actually Doing

Pending home sales are properties with accepted contracts that have not yet reached closing. Because they measure recent buyer decisions, they provide a timely indication of current housing demand.

According to HousingWire Data, pending single-family home sales in 2026 are running above comparable levels from both 2024 and 2025.

The graph does not suggest that every market is crowded with buyers or that every home will receive immediate offers. It does, however, confirm that buyers have not disappeared. Even if activity rises and falls in the coming weeks, the current pace remains stronger than it has been during the past two years.

That should provide some reassurance to homeowners who have postponed selling because they believe there are not enough buyers.

Serious buyers are still moving forward.

Many have reached a point where waiting no longer makes sense. Families need additional space, employees relocate for new opportunities, retirees change their living arrangements, and homeowners decide that their current property no longer meets their needs. These life changes continue regardless of where mortgage rates stand.

Lawrence Yun, Chief Economist at the National Association of Realtors, explains:

“A late spring buyer rush – even with mortgage rates not budging – is an indication of pent-up housing demand and consumers’ acceptance of above-6% mortgage rates as the new normal.”

This helps explain why today’s active buyers are often highly motivated. Many have already spent months watching mortgage rates and waiting for better conditions. They are no longer simply browsing to see what is available. They are shopping because they have a reason to move and, in many cases, a specific timeline.

Those are precisely the buyers a properly marketed home needs to attract.

What Sellers Should Understand

Stronger pending-sales activity does not mean every property will sell quickly or at any price.

Today’s housing market gives buyers more choices than they had during the most competitive years. Buyers can compare properties carefully, negotiate when appropriate, and wait for a home that offers the right combination of condition, location, features, and price.

For sellers, preparation and strategy matter again.

A home that is priced above what the local market supports may remain available while competing properties go under contract. Poor presentation, deferred maintenance, weak photography, and ineffective marketing can also limit buyer interest.

Sellers who prepare their homes properly, establish a market-supported asking price, and position the property effectively are still achieving successful results. The claim that no one is buying simply is not supported by the pending-sales data.

The buyers are present.

The opportunity remains.

Success depends on having a strategy that reaches those buyers and gives them a compelling reason to choose your home.

Bottom Line

The housing market may not be moving as quickly as many sellers would prefer, but buyer demand is proving more resilient than the headlines suggest.

If you are considering selling, do not base your decision solely on national commentary. A knowledgeable local real estate agent can evaluate buyer activity, competing inventory, pricing trends, and recent sales in your immediate area. With the right preparation, pricing, and marketing plan, you may be in a better position to sell than you realize.

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What To Know About Credit Scores Before Buying a Home https://www.homefindguru.com/2024/03/17/what-to-know-about-credit-scores-before-buying-a-home/ Sun, 17 Mar 2024 16:44:23 +0000 https://www.homefindguru.com/2024/03/17/what-to-know-about-credit-scores-before-buying-a-home/ If you want to buy a home, you should know your credit score is a critical piece of the puzzle when it comes to qualifying for a mortgage. Lenders review your credit to see if you typically make payments on time, pay back debts, and more. Your credit score can also help determine your mortgage […]

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If you want to buy a home, you should know your credit score is a critical piece of the puzzle when it comes to qualifying for a mortgage. Lenders review your credit to see if you typically make payments on time, pay back debts, and more. Your credit score can also help determine your mortgage rate. An article from US Bank explains:

“A credit score isn’t the only deciding factor on your mortgage application, but it’s a significant one. So, when you’re house shopping, it’s important to know where your credit stands and how to use it to get the best mortgage rate possible.”

That means your credit score may feel even more important to your homebuying plans right now since mortgage rates are a key factor in affordability. According to the Federal Reserve Bank of New York, the median credit score in the U.S. for those taking out a mortgage is 770. But that doesn’t mean your credit score has to be perfect. The same article from US Bank explains:

“Your credit score (commonly called a FICO Score) can range from 300 at the low end to 850 at the high end. A score of 740 or above is generally considered very good, but you don’t need that score or above to buy a home.”

Working with a trusted lender is the best way to get more information on how your credit score could factor into your home loan and the mortgage rate you’re able to get. As FICO says:

“While many lenders use credit scores like FICO Scores to help them make lending decisions, each lender has its own strategy, including the level of risk it finds acceptable. There is no single “cutoff score” used by all lenders and there are many additional factors that lenders may use to determine your actual interest rates.”

If you’re looking for ways to improve your score, Experian highlights some things you may want to focus on:

  • Your Payment History: Late payments can have a negative impact by dropping your score. Focus on making payments on time and paying any existing late charges quickly.
  • Your Debt Amount (relative to your credit limits): When it comes to your available credit amount, the less you’re using, the better. Focus on keeping this number as low as possible.
  • Credit Applications: If you’re looking to buy something, don’t apply for additional credit. When you apply for new credit, it could result in a hard inquiry on your credit that drops your score.

Bottom Line

Finding ways to make your credit score better could help you get a lower mortgage rate. If you want to learn more, talk to a trusted lender.

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Why Access Is So Important When Selling Your House https://www.homefindguru.com/2024/03/17/why-access-is-so-important-when-selling-your-house/ Sun, 17 Mar 2024 13:59:04 +0000 https://www.homefindguru.com/2024/03/17/why-access-is-so-important-when-selling-your-house/ If you’re gearing up to sell your house this spring, one of the early conversations you’ll have with your agent is about how much access you want to give buyers. And you may not realize just how important it is to make your house easy to tour. Spring is the peak homebuying season, so opening […]

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If you’re gearing up to sell your house this spring, one of the early conversations you’ll have with your agent is about how much access you want to give buyers. And you may not realize just how important it is to make your house easy to tour.

Spring is the peak homebuying season, so opening up your house to as many showings as possible can really help you capitalize on all the extra buyer activity we see at this time of year.

Since buyer competition ramps up in the spring, buyers are going to want to move fast to see your house once they find your listing. And if they see it and fall in love with it at a time when they know they’re competing with other buyers, you may be more likely to get the offer you’re looking for on your home.

It’s understandable you want to keep the disruptions to your own schedule to a minimum, and you may be stressed about having to keep it clean, but it’s worth it. As an article from Investopedia explains:

If someone wants to view your house, you need to accommodate them, even if it inconveniences you. Clean and tidy the house before every single visit. A buyer won’t know or care if your house was clean last week. It’s a lot of work, but stay focused on the prize.”

To figure out what’s best for you, your agent will walk you through options like the ones below. This list breaks things down, starting with what’s most convenient for buyers and getting less buyer-focused as the list goes on:

  • Lockbox on the Door – A key is available via a lockbox, which makes it easy for agents to show the home to potential buyers. This gives the most flexibility because the key is on-site and convenient.
  • Providing a Key to the Home – An agent would have to stop by an office to pick up the key with this option. This is still pretty convenient for showings, but not quite as simple.
  • Open Access with a Phone Call – You allow a showing with just a phone call’s notice, which can be great for someone who sees your house while driving by.
  • By Appointment Only – This gives you a more advanced warning so you can get the house tidied up and be sure you have somewhere else you can go in the meantime. But it’s also a bit more restrictive.
  • Limited Access – You might go this route if you only want to have your house available on specific days or at certain times of day. But realize this is the most difficult and least flexible of the choices.

As an article from U.S. News Real Estate says:

“Buyers like to see homes on their schedule, which often means evenings and weekends. Plus, they want to be able to tour a home soon after they find it online, especially if they’re competing with other buyers. If your home can be shown with little or no notice, more prospective buyers will see it. If you require 24 hours’ notice, they may choose to skip your home altogether.”

Your agent is going to help you find the right path forward based on your schedule and what’s working for other sellers in your area. And if you’ve got a hardline on granting buyers more access or have interested out-of-town buyers that just can’t be there in person, your agent will get creative and help you explore other options like video tours, virtual showings, and more.

Bottom Line

When it comes to selling your house, you want to be sure to get as much buyer activity as you can. Connect with a local real estate agent to talk about which level of access helps make that possible.

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Why Having Your Own Agent Matters When Buying a New Construction Home https://www.homefindguru.com/2024/02/05/why-having-your-own-agent-matters-when-buying-a-new-construction-home/ Mon, 05 Feb 2024 11:49:39 +0000 https://www.homefindguru.com/2024/02/05/why-having-your-own-agent-matters-when-buying-a-new-construction-home/ Finding the right home is one of the biggest challenges for potential buyers today. Right now, the supply of homes for sale is still low. But there is a bright spot. Newly built homes make up a larger percentage of the total homes available for sale than normal. That’s why if you’re craving more options, […]

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Finding the right home is one of the biggest challenges for potential buyers today. Right now, the supply of homes for sale is still low. But there is a bright spot. Newly built homes make up a larger percentage of the total homes available for sale than normal. That’s why if you’re craving more options, it makes sense to consider whether a newly built home is right for you.

But it’s important to remember that the process of working with a builder is different than buying from a homeowner. And while builders typically have sales agents on-site, having your own agent helps make sure you have proper representation throughout your homebuying journey. As Realtor.com says:

“Keep in mind that the on-site agent you meet at a new-construction office works for the builder. So, as the homebuyer, it’s a smart idea to bring in your own agent, as well, to help you negotiate and stay protected in the transaction.”

Here’s how having your own agent is key when you build or buy a new-construction home.

Agents Know the Local Area and Market

It’s important to consider how the neighborhood and surrounding area may evolve before making your home purchase. Your agent is well-versed in the upcoming communities and developments that could influence your decision. One way a real estate agent can help is by reviewing the builder’s site plan. For example, you’ll want to know if there are any plans to construct a highway or add a drainage ditch behind your prospective backyard.

Knowledge of Construction Quality and Builder Reputation

An agent also has expertise in the construction quality and reputation of different builders. They can give you insights into each one’s track record, customer satisfaction, and construction practices. Armed with this information, you can choose a builder known for consistently delivering top-notch homes.

Assistance with Customization and Upgrades

The most obvious benefit of opting for new home construction is the opportunity to customize your home. Your agent will guide you through that process and share advice on the upgrades that are most likely to add long-term value to your home. Their expertise helps make sure you focus your budget on areas that will give you the greatest return on your investment later.

Understanding Builder Negotiations and Contracts

When it comes to working with builders, having a skilled negotiator on your side can make all the difference. Builder contracts can be complex. Your agent can help you navigate these contracts to make sure you fully understand the terms and conditions. Plus, agents are skilled negotiators who can advocate for you, potentially securing better deals, upgrades, or incentives throughout the process. As Realtor.com says:

“A good buyer’s agent will be able to review any contracts before you sign on the dotted line, ensuring you aren’t unwittingly agreeing to terms that only benefit the builder.” 

Bottom Line

If you are interested in buying or building a new construction home, having a trusted agent by your side can make a big difference. If you’d like to start that conversation, connect with me.

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